How to move funds into Earn

Adding funds to Earn takes a few taps and moves money from your wallet balance into your Earn position. Nothing leaves your account.

Steps

1. Open the app and go to Earn. (You can also start from an asset’s screen — it shows an Earn on … row with the current APR.)
2. Tap Add funds.
3. Pick the asset you want to earn on — the chips at the top of the panel list every asset that’s open, with its APR.
4. Enter the amount, or use the share of balance shortcuts. The panel shows your wallet balance and the minimum deposit for that asset.
5. Tap Add to Earn. The money moves immediately and your position updates.

If you don’t have a position yet, the Earn screen itself shows a rate card per asset — including the tier ladder where one applies.

Interest starts accruing from the next full hour — see How interest accrues.

Limits you may run into

• Below the minimum. Each asset has its own minimum deposit, shown right under the amount field.
• Position limit reached. There’s a cap on how much one person can hold in Earn per asset. Add less, or wait.
• Earn is at capacity. Each asset also has an overall capacity cap. When it’s full, new deposits are refused until room frees up. Existing positions keep earning.
• Not enough balance. You can only add what you actually hold in that asset. Top up with a deposit or a swap first.

Adding more later

You can add to an existing position as often as you like — each addition simply increases your principal. There’s no separate “new position”: one asset, one position, one balance.

Good to know

• Money in Earn is not spendable. To send, withdraw or swap it, take it out of Earn first — that’s normally instant.
• Deposits into Earn need an account in good standing. If your account is under a compliance restriction you won’t be able to add funds, but you can always take out what’s already there.
• Your Earn balance, deposits and interest history live on the Earn screen itself — they don’t appear in the wallet’s activity feed.