What is an invoice?
An invoice is a payment request. Someone creates it and asks you to pay; your side is simple: you pay the invoice from your wallet balance.
Invoices come from two places. Businesses and bots create them through Crypto Pay, the app’s payment API for developers. Regular users create them too — the Invoices screen’s “request money” links work the same way when you pay them (see Requesting money from someone).
What an invoice specifies
The creator sets the price. Depending on how the invoice was made, you may still have choices when paying:
- A crypto-priced invoice fixes the asset and the amount — you pay exactly that figure.
- A fiat-priced invoice (say, $10) fixes the face value; you pick which of the accepted cryptos to pay with under Pay with, converted at the current rate when you pay.
- An open-amount request lets you choose the amount, above any minimum the creator set.
Paying is instant and internal
When you pay an invoice, the funds move inside the app — from your balance to the merchant’s. Nothing touches the blockchain, so:
- There’s no network fee.
- There’s no waiting for confirmations — the payment settles immediately.
It works the same way as sending crypto to another Telegram user: an internal ledger move, instant and final.
Creating invoices (for merchants)
This article is about paying an invoice as a user. If you’re a developer or business and want to create invoices to collect payments, that’s covered in the Crypto Pay section for developers.
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