How to send crypto to another Telegram user

You can send crypto to any Telegram user straight from your balance. These transfers are instant and free — they move inside the app’s ledger and never touch the blockchain, so there’s no network fee and no waiting for confirmations.

Steps

1. Open the app and tap Send.
2. Choose the asset and enter the amount.
3. Choose the recipient — a Telegram user.
4. Confirm. The funds arrive in their balance immediately.

The recipient doesn’t need an account yet

If the person hasn’t used the app before, the transfer still works — a wallet is created for them automatically, and the funds are waiting when they open @tgpaycryptobot for the first time.

Send vs. withdraw

	Send	Withdraw
Goes to	a Telegram user	an external on-chain address
Speed	instant	waits for network confirmation
Fee	free	network fee applies
Reversible	no	no

Use Send to pay another user of the app; use Withdraw to move crypto to an outside wallet or exchange.

Good to know

• Transfers are final — there’s no way to reverse one once sent. Double-check the recipient before confirming.
• You can only send an amount you actually hold in that asset.
• To send to someone who isn’t on Telegram, or to make a claimable link anyone can redeem, use a Check instead.